Linour Lending

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VA Purchase Loan

We take pride in aiding those who’ve served our country, including service members, veterans, and eligible surviving spouses, on their path to homeownership. Our dedicated team is here to guide you through a suite of programs tailored to purchase, construct, renovate, maintain, or modify a home to fit your individual needs. Through private lenders like us, the VA Purchase Loan, backed by the Department of Veterans Affairs, offers you advantageous terms, making the dream of owning a home more accessible and affordable.

As you prepare to navigate the exciting journey of buying a home, we invite you to delve into our VA Purchase Loan Buyer’s Guide. This comprehensive guide is your ally in demystifying the homebuying process and unlocking the full potential of your VA loan benefits.

WHERE YOUR SERVICE CONTINUES TO BE HONORED

At Linour Lending, we hold service as our cornerstone principle.

This virtue resonates most profoundly with those who have served our nation. Our military veterans have exemplified this commitment like no other group, and it’s with immense pride that we call many such heroes our family.

For every veteran aspiring to buy, construct, adapt, or rejuvenate their residence, Linour Lending offers more than just services — we offer a partnership. Who better to understand your needs than those who’ve shared the same journey?

From one veteran to another, welcome to Linour Lending — where your service continues to be honored.

Ready to invest in your Future Dream home?

The VA Purchase Loan is a specialized mortgage option reserved for individuals serving on active duty, members of the reserve forces, and honorably discharged veterans. Backed by the U.S. Department of Veterans Affairs, this program extends to qualified service members, veterans, and designated family members, offering them the opportunity to achieve homeownership.

VA Purchase Loan

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    Explore our other available options.

    Conventional Purchase Loan

    FHA Purchase Loan

    Jumbo Purchase Loan

    Frequently Asked Questions About

    VA Purchase Loans

    If you’re exploring VA Purchase Loans and haven’t found the information you’re looking for in our FAQ section, we’re here to help. Please reach out to us directly, and our team will provide you with the personalized assistance you need.

    A VA Purchase Loan is a mortgage offering for veterans, active-duty personnel, and certain reservists that provides an opportunity to buy a home with no down payment and favorable loan conditions.

    Those who’ve served in the military, including veterans, active service members, reservists, and some surviving partners, may be eligible for a VA Purchase Loan. 

    Key benefits include zero down payment, lower interest rates, no necessity for PMI, relaxed credit standards, and regulated closing costs.

    Initiate the process by contacting us and navigate the application steps and compile needed documents.

    While pristine credit isn’t a mandate for VA loans, stronger credit can enhance your likelihood of favorable loan terms.

    You can purchase a variety of homes, from single-family residences and condos to townhomes and certain modular homes, as long as they meet VA standards.

    VA loans do have maximum amounts determined annually, which reflect local real estate markets. You can sometimes borrow more with a down payment.

    Absolutely. Your VA loan benefit is reusable, given that you meet the criteria for reinstatement of entitlement, though some limits may apply.

    VA loans can include fees such as the VA funding fee, which varies by the type of service, the size of the down payment, and whether it’s your first time using a VA loan.

    Closing times for VA loans can differ, usually taking anywhere from 30 to 45 days, but this can vary based on individual circumstances and the specific lender.