Linour Lending

Call us: 888-386-6044

TYPE of home loan

FHA Purchase Loan

Eager to lay down roots in the home you've always envisioned?

At Linour Lending, we specialize in facilitating FHA Purchase Loans, secured by the Federal Housing Administration, streamlining your journey to homeownership. Our team is here to guide you through every step, ensuring you have the support you need to compile all required documents

FHA Purchase Loan

Is an FHA Purchase Loan the right Choice for you?

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    If this loan doesn't meet your needs, don't worry.

    Explore our other available options.

    Conventional Purchase Loan

    VA Purchase Loan

    Jumbo Purchase Loan

    Frequently Asked Questions About

    Purchase Loans

    If you can’t find the answer you’re seeking, don’t hesitate to contact one of our certified loan officers.

    An FHA Loan is a mortgage program by the Federal Housing Administration (FHA) offering low down payment and flexible credit requirements.

    Eligibility for an FHA loan includes meeting credit score minimums, having a reasonable debt-to-income ratio, and intending to occupy the home as a primary residence.

    Benefits include a lower down payment, competitive interest rates, and more flexible credit requirements compared to conventional loans.

    To apply, find an FHA-approved lender, submit a loan application, and provide necessary documentation for assessment.

    Documentation needed typically encompasses proof of income, employment verification, and credit history, among other financial details.

    Yes, gift funds from family or friends can be used for the down payment on an FHA loan, adhering to specific guidelines.

    The closing time for an FHA loan can vary, often taking anywhere from 20 to 45 days, depending on various factors such as appraisal and underwriting processes.