Linour Lending provides homeowners with refinancing options that can streamline their finances by combining various debts like credit card balances and student loans into a single mortgage payment. This consolidation could result in considerable financial savings. Additionally, tapping into your home’s equity to fund renovations is another advantage of refinancing with us. It’s important to consider that while refinancing might lower your monthly expenses, the overall cost of the loan could rise over its duration.
01
Reduces their
monthly repayments
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Payoff mortgage
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Obtain an increase in disposable cash
Choose a Loan
Conventional Refinance Loan
- Sharpen your budget with lower interest rates.
- Personalized mortgage terms — it’s your mortgage, your way.
- Cash-out options to fund your next big venture.
- Consolidate debt and manage your finances with ease.
- Boost your home equity and financial standing.
- Simplify your payments, improve your credit, and explore tax benefits.
FHA Refinance Loan
- Greater credit flexibility to meet your changing needs.
- Protect your investment with additional mortgage insurance.
- Choose from a variety of term options, from 8 to 30 years.
VA Refinance Loan
- Tailored for the heroes among us — active duty, reservists, and veterans.
- Enjoy the privilege of no mortgage insurance.
- Flexible credit requirements with adaptable term options.
Jumbo Refinance Loan
- Refinance larger loan amounts with ease.
- Prepare for higher reserve requirements.
- Meet specific debt-to-income ratios for financial harmony.
- Your choice of term length to align with your financial vision.
Select your preferred mortgage option, and our dedicated loan officer will be in touch with you shortly.
Linour Lending offers attractive, competitive rates along with dedicated personal service. As a brokerage, we work with a variety of lenders to find the most suitable loan for your financial situation. We manage the entire process, guaranteeing a smooth and effortless experience for you.
Frequently Asked Questions About Loan Refinance
Can’t find the answer you’re looking for? Reach out to one of our qualified loan officers.
You can claim a deduction for mortgage interest paid on a refinance up to the original loan amount. Additional debt secured by your home qualifies if used to improve the property.
Refinancing can affect your credit score due to the lender’s credit inquiry and changes to your loan terms. The impact is typically minor and temporary.
Have recent pay stubs, W-2s or tax returns, a credit report, statements of debts and assets, and your current mortgage details ready.
If it lowers your interest rate, reduces the loan term, or helps consolidate debt. It’s important to weigh closing costs against potential savings.
Home appraisals are often required to determine the current value of your property, which affects loan terms and interest rates.
CUSTOMIZE
Looking for a loan that fits your financial situation?
In just a few minutes, we can provide you with loan options that complement your budget and goals.
Count on our dedicated loan officers.
Our seasoned professionals are prepared to help you explore the best mortgage solutions for your unique situation. They will support you through the documentation process for a seamless experience.