Linour Lending

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Type of Home Loan

Purchase Loan

Ready to invest in your Future Dream home?

Our team is here to craft a loan solution that aligns with your vision. We offer robust financing options to turn your dream project into reality. Explore the key attributes of our Jumbo Purchase Loan below.

Jumbo Purchase Loan

Is the Jumbo Purchase Loan a perfect fit for you?

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    If this loan doesn't meet your needs, don't worry.

    Explore our other available options.

    Conventional Purchase Loan

    FHA Purchase Loan

    VA Purchase Loan

    Frequently Asked Questions About

    Jumbo Purchase Loans

    If you can’t find the answer you’re seeking, don’t hesitate to contact one of our certified loan officers.

    A Jumbo Loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA), offering a way to finance high-value properties.

    Borrowers need a lower debt-to-income ratio, a higher credit score, and substantial assets to qualify.

    It enables purchasing luxury properties or expensive homes in a competitive real estate market without the need for multiple mortgages.

    Apply through an experienced lender. The process involves a rigorous financial assessment and property appraisal.

    You’ll need comprehensive financial documentation, including tax returns, W-2s, bank statements, assets, and possibly more detailed financial information.

    Yes, it often requires larger down payments, sometimes 10-30% of the home’s purchase price, depending on the lender.

    It can be used for second homes, though the requirements may be stricter compared to primary residences.

    The closing process can be longer due to the larger loan amounts and the more detailed underwriting process, often ranging from 20 to 45 days.