Linour Lending, Inc. is committed to protecting your privacy, whether in electronic or physical format. This Privacy Policy governs the manner in which Linour Lending, Inc. collects, uses, maintains, and discloses information collected from you.

Personal Identification Information

We may collect personal information from you in various ways, including:
– Identifying information, such as Name, Address, Telephone Number, and Social Security Number
– Credit History
– Employment and Income Information
– Bank Account Balances and Payment History

Non-Public Personal Identification Information

We may collect nonpublic personal information through various channels, including applications, conversations with our loan originators and processors, interactions with our representatives, and, in some cases, through our website. Additionally, we may gather information from a range of other sources to process and underwrite your loan. These sources may include employers, attorneys, banks, title insurers, insurance companies, and credit reporting agencies.

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

How We Use Your Personal Information

We collect information about you to serve your financial needs, provide quality products and services, and meet legal and regulatory requirements. Your personal information is used to verify your identity, detect and prevent fraud, communicate with you regarding products or services of interest, respond to inquiries or requests, and comply with law enforcement requirements or other legal processes.

We may continue to share your information even if you are no longer a customer of Linour Lending, Inc.

Safeguarding Personal Information

We restrict access to nonpublic personal information to employees who require such information to provide products and services to you. Our policy mandates that all current and terminated employees protect personal information related to the consumers and customers we serve or have served in the past.

We implement suitable data collection, storage, processing practices, and security measures to safeguard your information against unauthorized access, alteration, disclosure, or destruction. These security measures comply with federal regulations. We continually evaluate new technology and upgrade our physical and electronic security systems as needed. We retain your information as long as your account is active or as required to provide services.

We will retain and use your information as necessary to comply with legal obligations, resolve disputes, and enforce agreements.

Use of Cookies

Our website may use “cookies” to measure site activity and enhance your experience. Cookies are small files sent by a web server to your computer or other internet-enabled devices when you browse certain websites. These files are stored on your hard drive for record-keeping and tracking website visits. Cookies can be read only by the web server that sent them and do not capture or store personal or sensitive information. You can configure your web browser to refuse cookies or receive alerts when they are sent. However, some parts of Linour Lending, Inc.’s website may not function properly if cookies are disabled.

Types of Cookies

There are two types of cookies:
– Session cookies, which are temporary files that erase when you close your browser.
– Persistent cookies, which remain in your browser’s subfolders and do not expire at the end of the session.

Third-Party Websites

Our website may contain advertising or other content linking to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, and other third parties. We do not control the content or links on these sites and are not responsible for their practices. These sites or services may have their own privacy policies and customer service policies. Browsing and interacting with any other website linked to or from our website is subject to that website’s terms and policies. We are not responsible for the information practices of sites linked to or from our website.

California Do Not Track Notice

We do not track our customers’ personal information over time and across third-party websites. Therefore, the California law related to “do not track” signals does not apply to us. Additionally, third parties that have content or services on our site, such as social features, analytics services, or advertising networks, may obtain information about your browsing or usage habits, but this information does not include personal data. We do not knowingly permit such third parties to collect personal information from our site unless you provide it to us with your consent.

Testimonials

We may display personal testimonials from satisfied customers on our site, alongside other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, please contact us at [email protected].

Changes to This Privacy Policy

Linour Lending, Inc. reserves the right to update this privacy policy at any time. We encourage you to check this page frequently for changes and updates to our privacy practices. By using our services, you acknowledge and agree that it is your responsibility to review this privacy policy periodically to stay informed of any modifications.

Contacting Us

If you have any questions about this privacy policy, please reach out to us at Linour Lending, Inc., 990 Santa Ana St, Laguna Beach, CA 92651 or call us at 888- 383-6044 . You can also email us at [email protected]