Please review this agreement (“Agreement”) carefully before accessing or using this Internet website (“Website”). By accessing or using the Website, you agree to be bound by this Agreement, including the liability disclaimers provided below. If you do not agree with the terms outlined herein, please refrain from using this Website or downloading any information from it. Materials on this Website may only be accessed, downloaded, and printed for personal and non-commercial use. By using this Website, you agree not to use any materials or information found on this Website for any unlawful purpose or any purpose prohibited by this Agreement. Your permission to use the Website is automatically terminated if you violate any of the terms contained in this Agreement.

Copyright and Trademark Rights

The contents of this Website are owned and copyrighted by Linour Group (DBA Linour Lending) and are protected by the laws of the United States, its treaty countries, and other jurisdictions. All rights are reserved, and no reproduction, distribution, or transmission of the copyrighted materials on this Website is permitted without the written permission of Linour Group (DBA Linour Lending). All trademarks, logos, and service marks are the property of Linour Group (DBA Linour Lending).

Consent & Communications

Linour Group (DBA Linour Lending) may contact you using the information you provide to respond to your requests, provide customer support, and deliver updates related to your inquiry or application.

Text Message (SMS) Consent. You only receive text messages from Linour Group (DBA Linour Lending) if you explicitly opt in—for example, by checking an opt-in box on one of our forms or otherwise providing affirmative consent. Your consent to receive text messages is not a condition of purchasing any goods or services. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out and HELP for help. Messages may be sent from: 888-383-6044.

Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.

See our Privacy Policy for details on how we handle your data.

Transactional Messages Only. Linour Group (DBA Linour Lending) sends text messages only in response to a user’s request for information or services. These messages may include responses to inquiries, appointment reminders, and service-related updates regarding your request or application.

We do not send promotional or marketing text messages.

Do Not Call. If you have questions about your communication preferences, please contact us at [email protected] or call 888-383-6044.

Liability Disclaimer

Linour Group (DBA Linour Lending) strives to ensure the accuracy of the information on its Website, but inaccuracies or errors can occur. You use this Website at your own risk. Linour Group (DBA Linour Lending) reserves the right to change or modify the content of its Website at any time with or without notice. Your continued use of the Website constitutes your acceptance of such modified terms. This Website and all of the information contained therein are provided “as is.” Linour Group (DBA Linour Lending) disclaims any and all warranties of any kind, whether express or implied, regarding anything related to this Website and any information provided herein. This includes, without limitation, the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Linour Group (DBA Linour Lending) is not liable for any direct, indirect, special, punitive, incidental, or consequential damages resulting, in whole or in part, from breach of contract, tortious conduct, negligence, strict liability, or any other cause of action. As some jurisdictions do not allow the exclusion of implied warranties, the above exclusion may not apply to you.

Indemnification / Legal Relief

You agree to indemnify and hold Linour Group (DBA Linour Lending) harmless from and against any and all loss, cost, damage, or expense, including, but not limited to, reasonable attorneys’ fees incurred by Linour Group (DBA Linour Lending) arising out of any action at law or other proceeding necessary to enforce any of the terms, covenants, or conditions of this Agreement or due to your breach of this Agreement.

Governing Law and Venue

This Agreement shall be governed by the laws of the State of California. You hereby consent and voluntarily submit to personal jurisdiction in the State of California, in and by the courts of the State of California in San Diego County and the United States District Court for the Southern District of California, in any action in which a claim is brought with respect to this Agreement, and you agree that it may be served with process in any such action by hand delivery, courier, overnight delivery service, or certified or registered mail, return receipt requested. You irrevocably and unconditionally waive and agree not to plead, to the fullest extent permitted by law, any objection that you may now or hereafter have to the laying of venue or the convenience of the forum of any action or claim with respect to this Agreement brought in the United States District Court for the State of California or the courts of San Diego County.

Miscellaneous

This Agreement represents the entire agreement between the parties and may not be amended, modified, altered, or changed in any respect except by a writing duly executed by the parties hereto. This Agreement supersedes any and all prior and contemporaneous oral or written agreements or understandings between you and Linour Group (DBA Linour Lending). No representation, promise, inducement, or statement of intention has been made by you and Linour Group (DBA Linour Lending) that is not embodied in this Agreement. You and Linour Group (DBA Linour Lending) shall not be bound by, or liable for, any alleged representation, promise, inducement, or statement of intention not contained in this Agreement. A printed version of this Agreement shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. You agree that each provision of this Agreement shall be construed independently of any other provision of this Agreement. The invalidity or unenforceability of any particular provision of this Agreement shall not affect the other provisions hereof. In the event any provision of this Agreement is deemed unenforceable, including, but not limited to, the liability disclaimers above, the unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision.