Linour Lending Logo

Private Money 1st and
2nd Mortgages

Dive into the world of private money 1st and 2nd mortgages. These alternative lending solutions can offer flexible, efficient financing options in real estate.

Understanding Private Money 1st and 2nd Mortgages

Private money loans facilitate rapid access to funds, essential for investors ready to act fast in competitive real estate markets.
private money lender california offering fix and flip loans, bridge loans and dscr and no dcsr loan, ground-up construction loan and more!

Speed of Funding

For investors who need to act quickly to secure investment opportunities or who are working with tight timelines for property acquisitions or refinancing.

two men discussing how to structure a private money loan and how commercial private loans work

Opportunity for Distressed Properties

The ability to secure financing for these types of investments allows investors to tap into a broader range of opportunities that might otherwise be inaccessible due to the condition of the property or the speed at which the capital needs to be deployed.

real estate private money lenders offering multi-family loans, fix and flip, commercial loans and more!

Accessibility for Non-traditional Borrowers

For individuals with less-than-perfect credit histories, self-employed borrowers with irregular income, or investors looking to finance properties that do not meet conventional lending standards.

What We Offer


We specialize in providing both 1st and 2nd private money mortgages enabling clients to navigate the competitive real estate market with ease and confidence.


Expedited approval and funding processes. Our clients have quick access to the capital they need to seize investment opportunities the moment they arise.

Customizable Loan Terms

Secure financing solutions that are perfectly aligned with your project timelines, investment strategies, and financial objectives.

Why Choose Us


From initial consultation to loan closure, we work closely with our clients, offering insights and advice to help them make informed decisions and achieve their real estate investment goals.

Customized Solutions

We align our loan structures to fit your unique investment needs.

Efficient Process

We will help you understand the market and potential risks associated with your investment.

private money lenders for residential real estate

Private Money 1st and 2nd Mortgages

We focus more on the value of the property and the equity involved rather than solely on your creditworthiness, making these loans a great option for a wider range of investors.

Private Money 1st Mortgages

A first mortgage from a private lender is the primary loan secured against a property. It's typically used for purchasing real estate and has priority over other liens or loans in case of default.

Private Money 2nd Mortgages

A second mortgage stands behind the first mortgage and is taken out against the equity of the property. It's often used for additional financing needs, like home improvements or debt consolidation.

Useful for Investors

Property Flipping: Investors buying property to renovate and sell quickly.

Debt Consolidation: Homeowners looking to consolidate high-interest debts.

Business Investment: Business owners needing quick capital for opportunities.

Learn more about it here!

Get a Private Money Loan Today!

Explore your mortgage options to maximize savings from real estate private money lenders!

Get A Pre-Qualification

Expedite your loan application with a pre-qualification. No credit check required!