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Fix and Flip Loans

These loans are specifically designed for purchasing and renovating properties before selling them at a profit. Fix and flip loans are short-term financing tools that real estate investors use to purchase a property, renovate it, and sell it for a profit. Unlike conventional home loans, these are designed for quick turnaround and are not meant for long-term investment.

Exploring Fix and Flip Loans for Beginners

For those new to real estate investing, fix and flip loans serve as an excellent entry point. It's about understanding the market, choosing the right property, and making informed financial decisions.
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Market Research

Identify emerging neighborhoods where properties sell quickly. Use online tools, attend local real estate auctions, and network with agents.

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Financial Planning

Assess your financial standing. You'll need funds for a down payment, which is usually around 10-20% of the purchase price, plus a reserve to cover initial renovation costs.

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Quick Funding

Receive funds in a timely manner, which is important for capitalizing on time-sensitive real estate opportunities. We specialize in fix and flip loans. Compare terms, rates, and fees. Let's fund your solid plan.

What We Offer


Ranging from 5 to 30 years, catering to various investment strategies.


Expedited approval and funding processes.

No Income Verification

Ideal for borrowers with unconventional income sources.

Why Choose Us


Our Team understands the intricacies of fix and flip investments.

Customized Solutions

We align our loan structures to fit your unique investment needs.

Efficient Process

Our dedicated team assesses opportunities quickly, offering optimal rates and terms for your investment goals.

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Fix and Flip Loans

It’s essential to understand the fix and flip loan requirements. These might include factors like the property’s potential value post-renovation, your experience in real estate, and your financial stability. 

Short-term Financing

These loans are typically short-term, allowing you to finance a project without a long-term financial commitment.

High Loan-to-Value Ratios

We provide high LTV ratios for fix and flip loans, meaning investors can borrow a significant portion of the property's purchase price and sometimes the renovation costs.

No Prepayment Penalties

So you can pay the loan off early if you sell the property faster than anticipated without incurring extra fees.

Access for Less-than-Perfect Credit

We are more lenient with Credit Requirements than traditional loans, making funding accessible even to those with less-than-perfect credit histories.

Potential for High ROI

By improving the property and selling it at a higher price, investors can potentially achieve a high return on investment.

Property Growth

Grow your real estate portfolio by leveraging fix and flip loans to work on multiple properties over time.

How to find Fix and Flip properties?

Find fix and flip properties via real estate auctions, MLS listings, and connect with wholesalers for off-market deals. Drive through neighborhoods to spot distressed properties, join local real estate investment groups for insights, and use online marketplaces. Consider direct mail campaigns targeting long-term homeowners and network with real estate professionals. Utilize social media and public records for potential leads. Stay informed about market trends and regulatory changes to make well-informed investment decisions.

Get a Fix and Flip Loan Today!

Explore your mortgage options to maximize savings.

Get A Pre-Qualification

Expedite your loan application with a pre-qualification. No credit check required!