Ready to invest in your Future Dream home?
Are you self-employed, an investor, or do you rely on alternative income sources such as social benefits and aid? We provide loans that are better suited to your unique financial situation. The key features of these loans are outlined below.
Other Loan Types - Non-QM and Private Money
- Fix & Flip/Hold Loans: Ideal for real estate investors, whether flipping properties or building a long-term portfolio.
- Bridge Loans: Flexible short-term financing for seizing opportunities and navigating transitions.
- No Income Ratio Loans: An alternative to traditional income verification, focusing on assets and collateral.
- Flexible Credit Score Requirements: Access financing with ease, regardless of your credit score.
- Investor Loans: Competitive and customized solutions for real estate investors.
- Commercial Loans: Support for business expansion and commercial property financing.
- Bank Statement Loans: Simplified financing options based on your bank statements.
- P&L (Profit & Loss) Loans: Financing solutions tailored to your business's profit and loss statement.
- 1099 Loans: Loans designed for self-employed individuals relying on 1099 income.
- Explore our loan programs and reach out to discuss your financial goals.
Other Loan Types - Are the Non-QM and Private Money Loans perfect for you?
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FHA Loan
- Low down payment option
- Flexible credit criteria
- Additional mortgage insurance required
- Term options available: 8-30 years
VA Loan
- Available to active duty, reservists, and military veterans
- No down payment required
- No mortgage insurance needed
- Relaxed credit and debt-to-income requirements
- Term options available: 8-30 years
Jumbo Loan
- Ideal for higher loan amounts exceeding conventional county limits
- Requires higher reserves
- More stringent debt-to-income ratio requirements
- Term options available: 8-30 years
Other - Non-QM and Private Money
- Creative Financing Solutions
- Flexible credit criteria
- Options for Fix and Flip/Hold, Ground-up construction, and Bridge Loans
- No income ratio Loans
Frequently Asked Questions About Home Loans
Can’t find the answer you’re looking for? Reach out to one of our qualified loan offcers team.
If you refinance your current mortgage please note your credit score (o”cially known as the FICO score) can be a!ected. This is because you are adding a new loan to an existing one. Nevertheless, this
effect is usually only temporary.
When you refinance your current mortgage, please note that your credit score (FICO) can be affected. This is because you are adding a new loan to an existing one. However, this effect is typically temporary.
If you refinance your current mortgage please note your credit score (o”cially known as the FICO score) can be a!ected. This is because you are adding a new loan to an existing one. Nevertheless, this
effect is usually only temporary.
If you refinance your current mortgage please note your credit score (o”cially known as the FICO score) can be a!ected. This is because you are adding a new loan to an existing one. Nevertheless, this
effect is usually only temporary.
If you refinance your current mortgage please note your credit score (o”cially known as the FICO score) can be a!ected. This is because you are adding a new loan to an existing one. Nevertheless, this
effect is usually only temporary.