Our branch managers and loan officers meticulously assess your financial needs. At Linour Lending, we provide the latest interest rates and programs to ensure you receive the most current options available.
01
STEP 1
Create Your Account
Linour Lending is a comprehensive mortgage company providing a wide range of home loan and refinancing options with competitive, around-the-clock rates.
02
STEP 2
Assess Your Mortgage Eligibility
We will assist you in the evaluation process, free from any conditions, and guide you on the necessary documents required to calculate your eligibility.
03
STEP 3
Secure Your Personalized Home Loan
Upon reviewing your profile, assets, and income, and confirming your eligibility, we will tailor a home loan specifically for you within 14 days.
Advantages of a Home Loan
- When you pay back a home loan, you are actually investing in your own property and contributing to its increase in value.
- Mortgage rates are generally cheaper than paying rent, in most cases, you end up saving money on living expenses.
- If you select a fixed-rate option, you know for sure you will not have to face unexpected increases in your monthly payments (unlike periodic increase in rent bill by your landlord)
- If you opt to refinance your current mortgage, you could obtain a new loan with a lower interest rate with more affordable monthly payments.
- Refinancing your debt also gives you the additional choice of a cash-out where you can pay any outstanding student or credit card debts. You can also invest this extra cash on a home improvement project.
Frequently Asked Questions About How Linour Lending works
Unable to locate the information you need? Don’t hesitate to contact one of our experienced loan officers for assistance.
If all the documentation is in order and no unexpected issues are encountered, the process from the initial contact to the refinance approval can take as little as 10 days.
If all the documentation is in order and no unexpected issues are encountered, the process from the initial contact to the refinance approval can take as little as 10 days.
OUR USER REVIEW
What our clients are saying about us
Mary Bodo
I am so happy working with Alex Safavi to refinance my home. We had tried to refinance with other companies to no avail. We had a Hero loan that was costing us a lot in taxes, and we were told that our cost of debt to income was to high. Alex worked hard to find us just the right lender. and we got approved. This allowed us to lower our monthly payment and pay off the Hero loan which was a big cost to our taxes. A Hero loan is very hard to pay off because of the way it is set up. Paying it off took a burden off our backs. He even got us a lower interest rate. Thank you Alex so much,
Brian Kar
I had a great experience working with Alex and evervone else at 365. Alex was super easy to work with, and was able to find me the best deal on a 30 vear refinance. I worked with a bunch of other lenders/brokers and he ended up getting me the best deal!
Brandy P
Alex was great, he always returned phone calls or texts as soon as possible. Alex is very respectful and nice to everyone. I even referred my parents to Alex for their refinance! Thank you Alex, Ernest & Brandy.
Cheryl H.
Alex Shefavi has assisted me twice with the refinancing of my home and it has been a fantastic experience both times. He is always there to answer any questions or let me know what is going on with my loan throughout the entire process. The refinancing only took approximately one month to get done without issues. I definitely recommend utilizing him when it comes to refinancing. He is a great agent, has a great work ethic and wonderful personality. Thank you Alex for your assistance. I appreciate you!
Thank
Wenkai Ma
My refinance process with Alex was super smooth. The rate is great. Definitely recommend.
Philip Black
Alex and Lisa did a great job. The process went smoothly and they kept me well informed.
Carol Fullam
Wonderful experience!
Mike Suchevich
Just finished signing notary docs for this company. Let me say amazing, the guy I was working with was Matt and he went out of his way to make sure we got taken care of even when other companies said no and offered no help. Matt went the extra mile and helped us do what was needed to get the refi. Thanks for everything will definitely recommend.
Michelle Lynam
“As a long time real estate agent with many contacts in the mortgage industry, Iwas a uneasy when my client chose to work with an internet company. I sent Matt a message late on a Friday holiday weekend.
Not expecting response until the following week, I was surprised and impressed by a return call early Saturday morning! From that moment to closing, Matt Bord and Matt Nouraei were highly professional and never missed a beat. The loan was a bit complex with several components. I received timely communication every step of the way and the we closed on time and as promised. No drama – Great Job Done!
I will happily recommend this team in the future.”
Behrouz Sh
“Glad I talked to Matt before deciding on my home loan…. super organized team work, awesome attitude and amazing customer service along with great interest rate (specially in this market)…
I had to close the deal in short window as I had a trip coming up…They were responsive and fast! highly recommended!”
Katherine Kellum
Matt/Team was responsive to my questions, emails, texts and calls. Kept me updated on the process without me having to call them. Was patient with my challenges with other parties like buyer, agent, appraiser, etc. Explained process even when I asked multiple times.
Yoshi Okada
Getting a loan from chase felt impossible but Matt made getting me a loan so much easier I was able to close on the house early, thank you so much I recommend to all friends and family and will definitely be using Matt for any loan needs in the future
Sylvia Bee
“Our cash out refi was challenging and Louie was one step ahead of everything that was required by lender and was able to get us approved.
Louie is knowledgeable and pleasant, from the initial contact to closing our loan he was friendly and easy to work with. It was comforting to know he had our best financial interest at heart.
Louie was in constant communication with us and easily reachable for all my one million questions.
I can’t thank him enough for his guidance from beginning to end. I highly recommend Louie and will utilize him again in future.”
Ellen Urciola
“Matt and his team were absolutely flawless in helping me navigate a first time home refinance. Matt was in constant contact helping me with documents I needed. He was encouraging, professional, and funny.
Monica Kwack rounded out the team as the Notary Republic. She too was great! Professional and carefully explaining everything I was signing.”
Antoine Saba
I worked with Matt back in 2020 to purchase my first home. He and his entire team were efficient, professional and helped secure the best loan for my property, faster than we were expecting. I am now working with Matt again to purchase my second property and their customer service and knowledge still exceeds my expectations!
Sophie Raimondo
Matt and his team are truly amazing. They went above and beyond, and not only made things happen but also made sure to communicate in a quick and friendly manner. I have only good things to say and I highly recommend them.
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