Long Term Private Money Loan:
No DSCR Requirement

Long-term private money loans without Debt Service Coverage Ratio (DSCR) requirements provide a simplified, more accessible path for investors and property owners, focusing on investment potential rather than traditional financial metrics.

Understanding No DSCR Loans for Long-Term

For investors and property owners seeking long-term financing solutions without the constraints of proving income coverage for loan payments.
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Broader Accessibility

Opens doors for a wider range of investors, especially those with complex financial situations.

two men discussing how to structure a private money loan and how commercial private loans work

Investment Focus

We assess loans based on the property's potential and the borrower's investment plan.

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Simplified Documentation

Reduces the paperwork and complexity typically associated with loan applications.

What We Offer

Flexibility

Ranging from 5 to 30 years, catering to various investment strategies.

Speed

Expedited approval and funding processes.

No Income Verification

Ideal for borrowers with unconventional income sources.

Why Choose Us

Expertise

Our team will help navigate the loan process, ensuring a smooth experience.

Customized Solutions

We align our loan structures to fit your unique investment needs.

Efficient Process

We will help you understand the market and potential risks associated with your investment.

private money lenders for residential real estate

Long-Term Loans: No DSCR Loans

Our commitment to providing flexible, investor-friendly loan options sets us apart in the real estate financing market. We support your vision for long-term growth and profitability in the real estate sector.

Portfolio Expansion

Perfect for investors looking to grow their real estate holdings. Check out simple strategies here.

Property Renovation

Suitable for long-term renovation projects with an eye on future value increase.

Refinancing Opportunities

Excellent for refinancing existing properties to better loan terms.

Simplified Application Process

The absence of a DSCR requirement streamlines the application and approval process, making it faster and less cumbersome for borrowers to secure financing.

Get a Private Money Loan Today!

Explore your mortgage options to maximize savings.

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Get A Pre-Qualification

Expedite your loan application with a pre-qualification. No credit check required!

By submitting this form, you agree to Linour Lending’s Terms of Use and Privacy Policy. You consent to receive phone calls and SMS messages from Linour Lending to provide updates on your inquiry and/or for marketing purposes. Message frequency depends on your activity. You may opt-out by texting “STOP.” Message and data rates may apply. Reply “HELP” to receive help.