Debt Service Coverage Ratio (DSCR) measures a property’s ability to cover loan payments through its generated income. It’s a key metric we use to assess the viability of lending for rental properties.
Benefits investors with multiple properties or complex income sources.
Easier for investors who might not meet traditional lending criteria. investors can secure financing that aligns with their investment strategy and paves the way for substantial growth in the real estate market.
Focuses on the rental income rather than the borrower's personal income. Emphasizes the investment property's income-generating ability.
We specialize in DSCR lending, leveraging this metric to offer more accessible and efficient loan options.
We align our loan structures to fit your unique investment needs.
Our expertise ensures your investment is backed by thorough market insights with competitive DSCR Ratios striving for optimal terms that balance risk and reward.
Our application process ensures a hassle-free experience, guiding you towards successful loan acquisition. Our DSCR Rental Property Loans are not just financial products; they’re catalysts for growth.
Our team offers one-on-one support, simplifying the complexities of DSCR loans.
Clarity at every step, from initial consultation to loan closure. Our loans are crafted with the investor's perspective at heart. We understand the complexities of real estate investment and offer solutions that align with your needs.
If you're looking to refinance existing rental properties, DSCR loans can provide a more straightforward path with potentially less documentation required.
Since the loan is property income-focused, personal debt-to-income (DTI) ratios are less of a barrier, broadening eligibility for financing.
Explore your mortgage options to maximize savings.
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Expedite your loan application with a pre-qualification. No credit check required!
By submitting this form, you agree to Linour Lending’s Terms of Use and Privacy Policy. You consent to receive phone calls and SMS messages from Linour Lending to provide updates on your inquiry and/or for marketing purposes. Message frequency depends on your activity. You may opt-out by texting “STOP.” Message and data rates may apply. Reply “HELP” to receive help.