0% Down VA Loan

Welcome to the pathway of homeownership for our nation’s heroes. VA Home Loans are a special lending option designed exclusively for veterans, active-duty service members, and eligible military spouses. Whether or not you’re a first time home buyer looking for a VA loan, our dedicated team is here to guide you through every step, ensuring a smooth journey to securing your dream home.

Discover your savings by securing a VA Loan with our help today

Benefits of a VA Home Loan

It's like a second loan, but you get to tap into the equity you've built in your home as a flexible financial tool offering you a separate pot of money with its own repayment plan, distinct from your main mortgage.

What We Offer

Flexibility

More lenient credit and income standards, helping more veterans qualify.

Competitive Rates

We feature rates that are more favorable than many conventional offerings.

Zero Down Payment

No down payment, making homeownership more accessible.

Why Choose Us

Expertise

Our team will help navigate the loan process, ensuring a smooth experience. Our commitment to ongoing education and staying current with the latest market trends ensures you receive the most accurate and beneficial advice throughout your home buying journey.

Easy Access to Funds

Quick approvals and access to funds when you need them. Whether you’re looking to purchase your dream home or refinance your existing mortgage, we make it easy for you to get the funds you need promptly.

Transparency

No hidden fees or surprises. We provide clear terms and helpful tools to manage your line of credit effectively.

Client Testimonials

"I had a great experience with Linour Lending. They were transparent and fast. They provided clear information, were upfront about fees, and gave regular updates. They processed my mortgage application quickly and efficiently. I highly recommend them for their excellent service."

Roy Rush

"I had a great experience working with Linour Lending for our property. I have dealt with numerous lenders in the past, but my experience with Linour Lending was genuinely exceptional. They were competitively priced and incredibly fast and transparent in their operations. I highly recommend them to anyone in need of lending services.”

Sahar Mirfarsi

“Linour is an amazingly professional and courteous organization. Matt and their team have helped me through east and difficult transactions and I would highly recommend them. When I say their experience and dedication is unmatched, I mean it!”

Quincy Booth

Frequently Asked Questions

What is a Veterans Affairs Home Loan?

It’s a mortgage option for U.S. veterans, service members, and not-remarried spouses.

How long does it take to close a VA Loan?

It typically takes about 30 to 45 days, similar to other types of mortgages.

See above lending reviews and pre-qualify with us for FREE!

Can you build a home with a VA loan?

Yes, you can build a home using a construction loan.

Check out other loan options we offer.

Can you buy a condo with a VA loan?

Yes, as long as the condo is in a VA-approved project.

USDA vs VA loan

Both are government-backed loans; USDA is for rural homebuyers with income limits, while Veterans Affairs Loan is for military-affiliated borrowers without a down payment.

Can I have two VA loans at once?

Yes, it’s possible to have more than one at the same time under certain conditions.

Do reserves qualify for VA loan?

Yes, members of the Reserve and National Guard may qualify for a loan.

Can you buy land with a VA Loan?

VA loan for land purchase must be in conjunction with plans to improve the land with a residence. You cannot buy land alone.

Can you buy a foreclosure with a VA loan?

Yes, you can buy a foreclosure as long as the property meets standards.

Can there be a cosigner on a VA loan?

It does allow a cosigner, but the benefits of the loan might only apply to the eligible veteran’s portion of the loan.