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VA Home Loan

Welcome to the pathway of homeownership for our nation’s heroes. VA Home Loans are a special lending option designed exclusively for veterans, active-duty service members, and eligible military spouses. Our dedicated team is here to guide you through every step, ensuring a smooth journey to securing your dream home. 

Benefits of a VA Home Loan

It's like a second loan, but you get to tap into the equity you've built in your home as a flexible financial tool offering you a separate pot of money with its own repayment plan, distinct from your main mortgage.
va loan cosigner

No Loan Limits

As of 2020, there are no loan limits for eligible borrowers with full entitlement, allowing for the purchase of higher-priced homes.

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No Private Mortgage Insurance (PMI)

Unlike conventional loans, this loan doesn't require monthly PMI, reducing monthly costs.

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100% financing within reach

It's a valuable benefit that helps military members and their families achieve homeownership without the need for upfront capital.

What We Offer

Flexibility

More lenient credit and income standards, helping more veterans qualify.

Competitive Rates

We feature rates that are more favorable than many conventional offerings.

Zero Down Payment

No down payment, making homeownership more accessible.

Why Choose Us

Expertise

Our team will help navigate the loan process, ensuring a smooth experience.

Easy Access to Funds

Quick approvals and access to funds when you need them.

Transparency

No hidden fees or surprises. We provide clear terms and helpful tools to manage your line of credit effectively.

pre qualify for va loan

Client Testimonials

"I had a great experience with Linour Lending. They were transparent and fast. They provided clear information, were upfront about fees, and gave regular updates. They processed my mortgage application quickly and efficiently. I highly recommend them for their excellent service."
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Roy Rush
"I had a great experience working with Linour Lending for our property. I have dealt with numerous lenders in the past, but my experience with Linour Lending was genuinely exceptional. They were competitively priced and incredibly fast and transparent in their operations. I highly recommend them to anyone in need of lending services.”
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Sahar Mirfarsi
“Linour is an amazingly professional and courteous organization. Matt and their team have helped me through east and difficult transactions and I would highly recommend them. When I say their experience and dedication is unmatched, I mean it!”
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Quincy Booth

Frequently Asked Questions

It’s a mortgage option for U.S. veterans, service members, and not-remarried spouses. 

It typically takes about 30 to 45 days, similar to other types of mortgages.

Yes, you can build a home using a construction loan.

Check out other loan options we offer.

Yes, as long as the condo is in a VA-approved project.

Both are government-backed loans; USDA is for rural homebuyers with income limits, while Veterans Affairs Loan is for military-affiliated borrowers without a down payment.

Yes, it’s possible to have more than one at the same time under certain conditions.

Yes, members of the Reserve and National Guard may qualify for a loan.

You cannot buy land alone; it must be in conjunction with plans to improve the land with a residence.

Yes, you can buy a foreclosure as long as the property meets standards.

It does allow a cosigner, but the benefits of the loan might only apply to the eligible veteran’s portion of the loan.

Get a VA Loan Today!

Explore your mortgage options to maximize savings.

Get A Pre-Qualification

Expedite your loan application with a pre-qualification. No credit check required!

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