0% Down VA Loan
Welcome to the pathway of homeownership for our nation’s heroes. VA Home Loans are a special lending option designed exclusively for veterans, active-duty service members, and eligible military spouses. Whether or not you’re a first time home buyer looking for a VA loan, our dedicated team is here to guide you through every step, ensuring a smooth journey to securing your dream home.
Discover your savings by securing a VA Loan with our help today
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Benefits of a VA Home Loan
It's like a second loan, but you get to tap into the equity you've built in your home as a flexible financial tool offering you a separate pot of money with its own repayment plan, distinct from your main mortgage.
No Loan Limits
As of 2020, there are no loan limits for eligible borrowers with full entitlement, allowing for the purchase of higher-priced homes.
No Private Mortgage Insurance (PMI)
Unlike conventional loans, this loan doesn't require monthly PMI, reducing monthly costs.
100% financing within reach
It's a valuable benefit that helps military members and their families achieve homeownership without the need for upfront capital.
What We Offer
Flexibility
Competitive Rates
Zero Down Payment
Why Choose Us
Expertise
Our team will help navigate the loan process, ensuring a smooth experience. Our commitment to ongoing education and staying current with the latest market trends ensures you receive the most accurate and beneficial advice throughout your home buying journey.
Easy Access to Funds
Quick approvals and access to funds when you need them. Whether you’re looking to purchase your dream home or refinance your existing mortgage, we make it easy for you to get the funds you need promptly.
Transparency
No hidden fees or surprises. We provide clear terms and helpful tools to manage your line of credit effectively.
Client Testimonials
Frequently Asked Questions
It’s a mortgage option for U.S. veterans, service members, and not-remarried spouses.
It typically takes about 30 to 45 days, similar to other types of mortgages.
See above lending reviews and pre-qualify with us for FREE!
Yes, you can build a home using a construction loan.
Check out other loan options we offer.
Yes, as long as the condo is in a VA-approved project.
Both are government-backed loans; USDA is for rural homebuyers with income limits, while Veterans Affairs Loan is for military-affiliated borrowers without a down payment.
Yes, it’s possible to have more than one at the same time under certain conditions.
Yes, members of the Reserve and National Guard may qualify for a loan.
VA loan for land purchase must be in conjunction with plans to improve the land with a residence. You cannot buy land alone.
Yes, you can buy a foreclosure as long as the property meets standards.
It does allow a cosigner, but the benefits of the loan might only apply to the eligible veteran’s portion of the loan.
Get a VA Loan Today!
Explore your mortgage options to maximize savings.
By submitting this form, you agree to Linour Lending’s Terms of Use and Privacy Policy. You consent to receive phone calls and SMS messages from Linour Lending to provide updates on your inquiry and/or for marketing purposes. Message frequency depends on your activity. You may opt-out by texting “STOP.” Message and data rates may apply. Reply “HELP” to receive help.